{"id":4761,"date":"2020-07-13T14:56:49","date_gmt":"2020-07-13T14:56:49","guid":{"rendered":"https:\/\/www.cftestataltarapaca.cl\/inicio\/?p=4761"},"modified":"2020-07-24T15:36:32","modified_gmt":"2020-07-24T15:36:32","slug":"partio-postulacion-extraordinaria-al-credito-con-garantia-estatal-credito-cae-para-estudiantes-de-educacion-superior","status":"publish","type":"post","link":"https:\/\/www.cftestataltarapaca.cl\/inicio\/2020\/07\/13\/partio-postulacion-extraordinaria-al-credito-con-garantia-estatal-credito-cae-para-estudiantes-de-educacion-superior\/","title":{"rendered":"Parti\u00f3 postulaci\u00f3n extraordinaria al Cr\u00e9dito con Garant\u00eda Estatal (Cr\u00e9dito CAE) para estudiantes de Educaci\u00f3n Superior"},"content":{"rendered":"<p style=\"text-align: justify;\">A trav\u00e9s del sitio\u00a0<a href=\"http:\/\/www.fuas.cl\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.fuas.cl<\/a>, se abri\u00f3 hoy y hasta el 27 de julio, el proceso excepcional de postulaci\u00f3n online al Cr\u00e9dito con Garant\u00eda Estatal para Estudios Superiores (Cr\u00e9dito CAE), para que \u00a0estudiantes de la Educaci\u00f3n Superior que no hayan postulado anteriormente a los beneficios estudiantiles para este a\u00f1o 2020, puedan acceder a este financiamiento para el segundo semestre del a\u00f1o.<!--more--><\/p>\n<p style=\"text-align: justify;\">La medida es parte del Plan de Protecci\u00f3n para la Clase Media, anunciado por el Presidente Sebasti\u00e1n Pi\u00f1era, cuyo objetivo es aliviar las consecuencias de la crisis provocada por la pandemia. \u201cEstamos abriendo una oportunidad para que todas las familias que, por diversos motivos, no hab\u00edan solicitado los beneficios estudiantiles del Estado, puedan postular a un proceso extraordinario para acceder al Cr\u00e9dito CAE para este segundo semestre. Estimamos que cerca de 130 mil j\u00f3venes podr\u00e1n contar con un apoyo que aliviar\u00e1 la situaci\u00f3n de sus familias. Importante es destacar que estos mismos j\u00f3venes, de requerirlo, podr\u00e1n postular hacia fin de a\u00f1o a los dem\u00e1s apoyos estudiantiles para 2021, incluyendo gratuidad, becas y cr\u00e9ditos\u201d, destac\u00f3 el subsecretario de Educaci\u00f3n Superior, Juan Eduardo Vargas.<\/p>\n<p style=\"text-align: justify;\">Actualmente, m\u00e1s de 761 mil estudiantes cuentan con gratuidad, becas y\/o cr\u00e9ditos. Si a ellos su suman cerca de 130 mil j\u00f3venes que podr\u00edan acceder al Cr\u00e9dito CAE en este nuevo proceso de postulaci\u00f3n, se estima que el 80% de los estudiantes de la Educaci\u00f3n Superior dispondr\u00eda este a\u00f1o de un apoyo estatal para cursar su carrera en la Educaci\u00f3n Superior.<\/p>\n<p style=\"text-align: justify;\"><strong>\u00bfQui\u00e9nes y c\u00f3mo pueden postular al Cr\u00e9dito CAE?<\/strong><\/p>\n<p style=\"text-align: justify;\">A este proceso extraordinario para acceder al Cr\u00e9dito CAE 2020 pueden postular todos los estudiantes matriculados en universidades, centros de formaci\u00f3n t\u00e9cnica, institutos profesionales o escuelas matrices de las FF.AA, de 1er a\u00f1o o cursos superiores, que requieran el cr\u00e9dito para continuar estudiando y que no hayan participado de los procesos regulares de postulaci\u00f3n para el a\u00f1o 2020 (es decir que no hayan completado y enviado el formulario de postulaci\u00f3n en octubre\/noviembre 2019 o bien, en marzo \/abril 2020).<\/p>\n<p style=\"text-align: justify;\">Las postulaciones se realizan de manera online, a trav\u00e9s del sitio\u00a0<a href=\"http:\/\/www.fuas.cl\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.fuas.cl<\/a>. En el formulario, los interesados deber\u00e1n registrar los ingresos de los integrantes del grupo familiar tanto en 2019 como en los 6 primeros meses de este a\u00f1o para acreditar as\u00ed que pertenezcan al 90% de menores ingresos del pa\u00eds.<\/p>\n<p style=\"text-align: justify;\">Cabe destacar que el Cr\u00e9dito CAE es un pr\u00e9stamo con garant\u00eda del Estado. Las condiciones de esta ayuda estudiantil mejoraron a partir del a\u00f1o 2012, durante el primer Gobierno del Presidente Pi\u00f1era, que determin\u00f3 rebajar su tasa de inter\u00e9s, fij\u00e1ndola por ley en UF +2% anual. La misma normativa tambi\u00e9n estableci\u00f3 beneficios de pago para los deudores del Cr\u00e9dito CAE, como el pago con cuotas rebajadas al 10% de la renta o la posibilidad de solicitar la suspensi\u00f3n del cobro, en caso de cesant\u00eda o, m\u00e1s recientemente, si es que el deudor\/a est\u00e1 acogido a la Ley de Protecci\u00f3n del Empleo.<\/p>\n<p style=\"text-align: justify;\">Asimismo, desde febrero de este a\u00f1o, los deudores con cuotas impagas del Cr\u00e9dito CAE, tienen la posibilidad de Reprogramar sus deudas, quedando al d\u00eda con el pago de una sola cuota, sin intereses penales ni gastos de cobranza. El tr\u00e1mite se realiza en el portal\u00a0<a href=\"http:\/\/www.reprogramacae.cl\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.reprogramacae.cl<\/a>. Esta iniciativa fue establecida en el marco de la tramitaci\u00f3n parlamentaria del Presupuesto del Sector P\u00fablico del a\u00f1o 2020.<\/p>\n<p>Fuente: Mineduc.cl<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A trav\u00e9s del sitio\u00a0www.fuas.cl, se abri\u00f3 hoy y hasta el 27 de julio, el proceso excepcional de postulaci\u00f3n online al Cr\u00e9dito con Garant\u00eda Estatal para Estudios Superiores (Cr\u00e9dito CAE), para&#8230;<\/p>\n","protected":false},"author":2,"featured_media":4764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[49,46,118,47],"tags":[75,86,112,80],"class_list":["post-4761","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-academico","category-admision","category-covid-19","category-dae","tag-alto-hospicio","tag-cft-estatal-tarapaca","tag-coronavirus","tag-educacion"],"yoast_head":"<!-- This site is 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